Rates may change without notice.
Shares and Deposits
Your savings in Valley Community Credit Union are insured by the National Credit Union Administration. The NCUA is an independent agency of the U.S. Government. The share insurance program authorizes the administrator of the NCUA to insure deposit accounts up to a maximum of $100,000.00. Your account at Valley Community Credit Union is insured to this limit.
Share Savings Accounts
Minimum Balance Required - $5.00
Minimum Required to Earn Dividends - $5.00
Last Declared Dividend Rate - .50 APY
Checking Accounts
Minimum Balance Required - NONE
Minimum Required to Earn Dividends - $5.00
Last Declared Dividend Rate - 0
Individual Retirement Accounts (IRA's)
Minimum Balance Required - NONE
Minimum Required to Earn Dividends - NONE
Last Declared Dividend Rate - 3.09% APY
Member Deposits
Minimum Balance Required - $5.00
Minimum Required to Earn Dividends - $5.00
Last Declared Dividend Rate - .50% APY
Kris Kringle Club
Minimum Balance Required - $5.00
Minimum Required to Earn Dividends - $5.00
Last Declared Dividend Rate - .50% APY
If withdrawn prior to Nov 1st, account cannot be re-opened until the following year.
Medical Savings
Minimum Balance Required - $5.00
Minimum Required to Earn Dividends - $5.00
Last Declared Dividend Rate - .50% APY
Pee Wee Penguin Club
Minimum Balance Required - $5.00
Minimum Required to Earn Dividends - $5.00
Last Declared Dividend Rate - .50% APY
Certificates of Deposit
Minimum Balance Required - $2,500 to $10,000
Term of Deposit - 6 Months
Current Interest Rate - 3.03 APY
Substantial Penalty for Early Withdrawal
Minimum Balance Required - $2,500 to $10,000
Term of Deposit - 1 Year
Current Interest Rate - 3.08 APY
Substantial Penalty for Early Withdrawal
Minimum Balance Required - $10,000 or more
Term of Deposit - 1 Year
Current Interest Rate - 3.08 APY
Substantial Penalty for Early Withdrawal
Rates may change without notice.
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